Hello from under Downunder. That is Tasmania, the southern island state of Australia. I have watched many videos, read reviews and spoken with seasoned farmers in my research but can I ask this audience a more specific question to help with my first tractor purchase which is now at the pointy end? I need to make a decision in the coming week to meet the June 30 (EOFY) deadline. Many folk seem to agree that geared transmission for the familiar is better suited to field work (PTO power to the ground - cutting/pulling) while hydro is safer, more intuitive for the inexperienced operator & easier on the clutch for loader work. To maintain our 30acre property I am likely to be using a 1500mm (5') slasher (bush hog) 60% of the time, loader work with a fork 20% & loader work with a 4in1 bucket 20%. I have looked closely at the JD 4066R which is fully optioned with hydro trans but out of my price range (AUD$82K), JD 5055E which is manual with Power Reverser which is within price range (AUD$55K) but can't take a backhoe and the Kubota L4600D (manual AUD$48K) & L4600 HST (hydro AUD$49K) which takes the Kubota BH92 backhoe (AUD$16k). I have first option on a tidy 2021 model Kubota L4600D (geared) with Kubota LA714 loader (skid steer hitch), Kubota 60" 4in1 bucket & fitted with the Kubota BH 92 backhoe. One careful, local owner with 137hrs on it and the package includes Kubota 1.8m sun canopy, 1500kg pallet forks and a rock sieve rake bucket (I have agreed the package deal for AUD$46.5k, cost new exceeds AUD$70K). The Kubota dealer is warning me that the geared/manual dry clutch will burn out in less than two years & a replacement is in the order of AUD$5-7K. To save me future heartache he would prefer I purchase a new Kubota L4600 HST tractor & have the dealership swap the loader & backhoe over to the HST tractor at a changeover cost to me of AUD$13k. I would retain the rock sieve rake bucket (AUD$4.5K) & pallet forks AUD$2k). Should I go for the geared AUD$46.5k "good package deal" & take a risk on the longevity of the clutch or fork out the additional AUD$13k for a new hydro L4600HST? Bearing in mind the rated 46.3hp engine & reduced PTO power if I went with the hydro. I only want to buy a tractor once, love using it & have it for the long term. I would greatly appreciate your considered thoughts as I need to make a decision in the coming week. Sincerely, Joe