My 3301 did not have any torque, I took it down to my local Kubota Dealer and they diagnosed that the clutch, pressure plate, and throw out bearing need to be replaced for $3600.00. My 'New" Warranty expired after 24 months, or 3 months ago. The clutch was adjusted at 100 hours and was not making any noise. Is this normal? I have KTC Insurance and thought this would have been a covered repair. Any suggestions are APPRECIATED!