On the one hand, I now don't trust anyone after what I've experienced. Now I have a torque wrench and have used it—once!
Mossy - - You've got a torque wrench now, use it!
Not to get off-topic much, but do you have aluminum wheels on your vehicle(s), and do you rotate tires?
Many shops recommend lugs be re-torqued after 25 miles, and I have to sign off on that each time mine are rotated.
The shop will do that gratis. I don't go back, grab my torque wrench and check them all at home.
Heck, if you wanted for giggles, you could
just break them free, one at a time, and re-torque, in proper order/pattern. Just like you did with your loader.
My truck is 140 ft/lbs. Others vary.
I'm always concerned with aluminum oil pans. Doesn't take much to strip out a drain plug.....a torque wrench could be handy for something like that. Much less torque, but a good barometer.
Helps get an idea what X ft/lbs feels like.
Also, keep in mind that wrenches are rated/accurate in certain ranges; so a wrench to torque a lug nut to 140 is probably not the same one to torque a drain plug to 20, as it could be out of it's accurate range.
Good luck, and enjoy your new tool!