Document fee

Z412KWNC-48

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What are the document fee and the Official Fee when financing a Z400 series mower?
They want $150 and $100 respectively here in CT.
How do I get them waived?
 

Runs With Scissors

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Honestly I have no idea....However....

After working in the automotive field for a while, and after dealing with Realtors, I found that there are lots of "official fees" that "have to be paid" by the buyer.....Or the Stazi will raid your house, and Fire and Brimstone will be rained down upon you, and locust will descend on your fields......


Arguing each one of these fee's is akin to "proving that you are not a witch"........

Just offer them what you are willing to pay.

Then either politely pay it, or politely walk away.

Just my .02
 
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jimh406

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I bet if you'll pay a bit more for the mower they'll wave it. ;). Seriously though, it's a line item on the purchase order. You could ask them to remove it.

I agree that at the end of the day, it's how much the out the door price is that matters.
 
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DustyRusty

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What are the document fee and the Official Fee when financing a Z400 series mower?
They want $150 and $100 respectively here in CT.
How do I get them waived?
Document fees are what dealerships charge for doing the paperwork, and they will not remove them. I walked out of a dealership after making a deal on a new tractor (actually it was a car but I am not allowed to say that since this is a tractor forum) and then they hit me with the $250 documentation fee. The $100 fee is to register the loan with the Secretary of State and possibly your town so they can charge you excise taxes every year on the value of the mower. I suggest that you pay cash and buy it in a state without sales taxes. What dealership are you buying from?
 
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fried1765

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Document fees are what dealerships charge for doing the paperwork, and they will not remove them. I walked out of a dealership after making a deal on a new car and then they hit me with the $250 documentation fee. The $100 fee is to register the loan with the Secretary of State and possibly your town so they can charge you excise taxes every year on the value of the mower. I suggest that you pay cash and buy it in a state without sales taxes. What dealership are you buying from?
I think, in many (most?) states if you buy a new car in a no tax state, and then register it in your state, your state will charge sales tax on their book value of your new car, when you actually register it in your state.
 
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North Idaho Wolfman

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I think we've strayed off the path a little.
It's a lawn mower not a automobile!
 

fried1765

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I think we've strayed off the path a little.
It's a lawn mower not a automobile!
Hummm.....
I thought the post was actually about document fees.....not lawnmowers, and/or automobiles.
 
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GeoHorn

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Why don’t you ask the SELLER what their “Document Fee” means?

In my experience…it is a charge for the Dealer’s employee to go to the courthouse to register Title, pay Sales Tax, pick up the license plate (if req’d) and obtain the Notary-Public’s stamp on the Documents.

You can ask them to “waive” that fee…and they ”might” do it…. IF you are willing to drive to the courthouse YourSelf and do these things… OR…they might waive the fee and still perform those tasks in-order to still complete the sale….(after-all, their employee will not make multiple trips to the courthouse for only one sale….they’ll wait until the end-of-the-week and do several vehicles all at once to save employee-cost….and is why you’ll have to wait a week to ten-days before you get your Title and Plates, etc.)

Personally, I pay the Document Fee….because I have better things to do that drive downtown, pay for parking, stand in line at the courthouse…. to be told I was in the “wrong line” ….go to the Annex, pass-thru “Security” one more time…. etc etc etc.

Some repair-shops have picked-up on this practice of charging “Fees”…. by adding 3% to your repair invoice for “shop supplies” like hand-cleaner, shop towels, grease, etc.
(I always absolutely REFUSE to pay those…stating that those items are their “costs of doing business”….and the shops eventually “drop” or “absorb” them.)

I suspect some day restaurants and coffee-shops and beer-joints will start charging “fees” for napkins, salt/pepper, knives/forks/spoons, and water glasses.
 
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DustyRusty

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I think we've strayed off the path a little.
It's a lawn mower, not a restaurant!
 

GeoHorn

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I think we've strayed off the path a little.
It's a lawn mower, not a restaurant!
No…the Topic is about FEES.…

Which can include UNnecessary and Onerous ones.
 
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GreensvilleJay

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really, really specific fees about financing a mower......

Since it IS financed, there's 'paperwork' to insure the lender is covered in case the buyer 'skips town'.....
..ie: the mower is legally the lender's property until 'paperwork' say paid in full.
 

The Evil Twin

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Offer them $250 less as an out the door price and see if they bite. They can move digits around how they want.
 
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The Evil Twin

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No. He is buying it. The lender is loaning him money. A lender doesn't care what you want to pay. Only that what you want to finance for said widget is not more than the risk they wish to incur. You could buy the mower for $4000 or $400,000. The lender will only loan you a maximum amount regardless. It is just a difference of financing $4000 or $396,000.
 

GreensvilleJay

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yes ,he is buying it BUT he doesn't legally OWN it, until the lending company is paid up, 100% and then 'signs off' on the loan.
same law as your house mortgage,car, TV, whatever you finance...
Litmus test... stop paying your mortgage payments for 3-6 months,see if YOU still own your house.
 

The Evil Twin

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Think you own anything? Try not paying your taxes and see what you still own.
Regardless, none of that has anything to do with it. The lender doesn't care what he pays for it. Only that they get their fees. So as I said, offer the seller $250 less and they can move whatever 1s and 0s around they want.
That is exactly how I have bought everything. Including a couple homes. Here is what I will pay, you decide who gets what out of that sum. Heck, just bought an ATV from a dealer 3 weeks ago this very way.
 
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jyoutz

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I think, in many (most?) states if you buy a new car in a no tax state, and then register it in your state, your state will charge sales tax on their book value of your new car, when you actually register it in your state.
Correct for vehicles. But that doesn’t apply to tractors because they aren’t required to be registered.