I think the term pour point implies that it is a minimum temperature.
Interesting thread, even if it's probably been covered many times.
As far as heating oil vs coolant, there is a significant difference: coolant is pumped by a centrifugal pump, and oil is pumped by a fixed displacement pump. One of those is a lot more likely to stress and break pumping thick fluid than the other (its the oil pump). Same statement is true for hydraulic pumps, both your regular 3pt/loader 'aux' type pumps, and the HST pump.
Now people may not have issues actually snapping tiny driveshafts to oil pumps on tractors like they do on cars, but the added force of pumping the fluid still accelerates wear, probably especially in small spaces where the thicker oil does not want to go, such as the 'thrust' surfaces in a gear pump etc.
Best thing you can do for cold weather is use fluid that has the lowest viscosity at that temp, which was already said in so many words.
Also, the power of a heating element was brought up. If you want something to work quickly it needs to be a lot larger than 150-250w. You can think of it in terms of space heaters since those are pretty relatable. Unfortunately we don't have a way to heat JUST fluid because the fluid is touching metal and will conduct heat to it. So even though we may only have gallons of fluid to heat, because we pretty much cant put heat in faster than the fluid can conduct it to all the metal its touching, we have to heat up maybe about 200lbs of stuff (fluid&metal) on a smallish tractor to get the fluid heated. If you imagine putting a typical '1500 watt' space heater under a 200lb block of ice, how long would it take to melt it? At that point it would be 32f/0c. We don't need to get all the way up there, but you can imagine it would take a long time, maybe 2+hrs? That's 1500w, now try 200w. That size of element needs to be left on 4+ hrs to put a dent in it, preferably just run it all night. And if you leave your tractor outside with the wind blowing even lightly, there's a good chance the tractor makes a good enough 'radiator' to lose heat as fast as a 200w heater can put it in. Thus the blankets and stuff some people use.
Unfortunately heating pads are usually going to be 'dumb' with no temperature sensing so even though a typical 120v/15a circuit can support about 1800w (this is why no 120v space heaters are rated over 1500w), you probably won't find a 1500w heating pad. You MIGHT find something that actually installs into a fluid sump and has built-in temp sensing so if someone were to use it in the summer it wouldn't heat the oil to 250f etc, but i just doubt it is available in most cases. There are large diesel heaters that will heat either air or liquid, but incorporating one into the fluid system would be pretty complicated and expensive. Now if you just roll a diesel torpedo heater up near the front axle of your tractor and let that blow under there for 10-20min, you've actually probably done a decent job taking the edge off, and a lot of people probably already own that thing! May want to think about how much of your tractor is plastic before attempting.. At Your Own Risk.
Long story short, if it is seriously cold and you want a block heater or heating pad to do anything, run it all night or at least more than half the night on a cheap timer plug.