Good advice here. I do have a contractors policy in effect already and an inland marine policy as part of it. Just trying to figure an appropriate rate. Just looking at something to do when retirement hits in the near future. I have stayed away from snow removal as I was doing some part time truck driving that required not being around when needed. That has ended and now I can do some different things. Just want to figure appropriate rates to see if it is worthwhile. Thanks for the responses so far.
From an insurance standpoint, does sound like you're better prepared than most to do it. Maybe doublecheck with your agent/carrier just make sure you're in good shape - just a thought?
Can you drive the tractor to customers, or have to load/unload?
What are the driveways like? Long/short/wide/paved/gravel? Will you need to shovel or back blade in front of overhead doors (not a problem with a back blade)?
What would the expectations be? Every 2-6" or each snow event (e.g., after snow stops), or on-call?
I'm just spitballing, but come up with something like $120-150 per hour. Like I said before, I've never charged so take that with a grain of salt.
My neighbor's drives are two-lane and houses set back a little, so maybe 100-150 feet long.
For a "normal" snowfall (<12"), I can do them easily in 15-20 minutes with my BX. Equates to about $30-50 each trip for my neighbor's places.