If driving down the road is not part of your usage plan, take them off! My old 185 just had headlights, and I never had an issue with driving up the road to a neighbor's. I never worried about lights.
Noe I have my shiny new L3200, and sure enough, the first thing I did was back into a decorative water pump, and smash a tail light. So naturally I had to pay the $70 to replace it. If I'd had just a fender, I'd have looked at the minor dent, said "damn!" and that would have been the end of it...
If knocking the lights off is a likelihood, pull them off, cover the holes with electrical hole covers - do paint them Orange - and end the worries.