Sounds like you have the same dilemma I had about 4 years ago. I like the JD(2032 and 3032 and the Kubota(BX2370 and BX2670). Have about 5 acre's that are actually taken care of(other 20ish woods on a hill). BX2370 is what I ended up buying and that had a loader, mid-mower deck, snow blower, and rotary cutter. It did what I wanted it to do, but, after 2 years was at the dealership looking at cab options(winter in Wisconsin) and found aftermarket cabs are expensive and not a factory fit. So enter the LX2610 HSDC which is so nice to blow snow in my PJ's and mow the grass in the A/C(not as cold as your vehicle gets but definitely nicer than mowing in the sun and 85 degrees out(still hear from my mother its to hot outside to mow). My BX2370 had about 700 hours on it when I traded in and in only went down in value about $4k(more like the new ones went up in price). As for the money you can save for a zero turn over a MMM deck, yes zero turns are faster, but I need to mow on hills and ditches(about 18 degrees is the maximum I will push it). Also no zero turn I could afford has A/C. The bad thing about zero APR is the tendency to go overboard ordering stuff(Yes, backhoe I am thinking of you). But I was/still thinking this is my last tractor so I wanted it to have all the options(third function, rear remotes, top/tilt, and quick hitch). Already had a box blade and back blade, did end up ordering a land plane(1/2 gravel driveway on a hill) and upgraded the rotary cutter. I do think you made the best choice by going with a Kubota from my experience as I have worked on many different brands. My Grandpa had a Ford 9N(should of kept) and my late father had a JD 5420(POS)((could not sell fast enough)) as well as my brother's Pasquali (has not been used since he got a L3240).
