Daren,
As well as how good of condition the gaskets between the sahes of glass are and condition of your windows themselves you have to take account for negative air pressure within the home. Newer houses today are built very tight as far as air flow goes. Old home were built to breath because most people heated with wood or coal. There can be a number of appliances removing the make up air within the home like a bathroom fan, boilers/furnaces that do not draw their own outside combustion air, kitchen exhaust fans, clothes dryers, and fireplaces or wood stoves. If there isn't any air coming back into the home to replace what is lost it creates a negative air pressure. No house is completely air tight so like water, air will enter in the path of least resistance.
I find that air like to come in between the two sashes of windows and it's enough to cool that glass off enough to create condensation. It will basically tell you where the air is coming in, the windows themselves may be fine and just need the gaskets replaced.
A lot of new homes, especially ones spray foam insulated, have a HRV unit installed. Basically it will recirculate the return air with fresh air when needed and also heat that cold fresh air with an electric coil so it doesn't shock the furnace or freeze a hot water coil.
Humidity is never a bad thing during the winter, it makes the home feel warmer and it's good for the sinuses. A lot of force hot air systems have humidifiers installed, especially the new "green homes" heavily insulated. Too much where it is collecting condensation somewhere and growing mold is not so you just need to find that happy medium. Most of the time if the windows are in good shape to fix that problem you need a fresh air intake into the home.