For New Hampshire Members

DustyRusty

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2020 BX23S, BX2822 Snowblower, Curtis Deluxe Cab,
Nov 8, 2015
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North East CT
Have never heard of that!
Perhaps all the NH cars I see around here in Summer, DO have MA compulsory insurance.
Plenty of speeders from all states get stopped here, as only one hwy. route, and it has 40MPH limit.

I grew up in MA, but I live in Florida.
I spend most of my Summer in MA.
NO! They would have New Hampshire insurance since they have New Hampshire registrations on their vehicles. That insurance would cover them in all the states that they would drive through. Every automobile policy has a clause that if your basic insurance isn't enough to cover the statutatory minimum of the state that you are driving in, then the policy limits will increase to meet the state minimum insurance requirements of that state. If the policies didn't have this clause, then there would be a lot of confusion about insurance in every state. If you read your policy, it will also include covering your automobile while you are driving in Canada, but not Mexico. If you enter Mexico with your automobile you must purchase a Mexican insurance policy.

Yes, most U.S. car insurance policies extend their coverage to Canada. The U.S. and Canada have reciprocal laws that recognize each other's vehicle insurance. This means that your U.S. insurance will protect you with the same coverage, limits, and liabilities when you visit Canada.

You should be able to drive with your insurance card, but it's recommended to have proof of coverage limits. You can bring your entire policy declaration page and information in case a border patrol officer requests it.

You may be required to get a non-resident, inter-provincial liability insurance card. This card will give you all the coverage you need to drive anywhere in Canada.

AAA members can also use benefits like roadside assistance while in Canada.
No, your U.S. auto insurance policy won't cover you in Mexico. You'll need a special Mexican auto insurance policy to legally drive in Mexico. You can get this policy through an insurance agent.

Some companies that offer Mexico car insurance options include GEICO, Allstate, Progressive, AAA, and Mexpro.

You can buy Mexico-specific policies for cars, RVs, and motorcycles. You can buy these plans for only as long as you're in the country.

You'll also need:
  • A valid U.S. passport (or U.S. green card)
  • A valid U.S. driver's license (or international driving permit)
  • Vehicle registration documents
  • A temporary vehicle importation permit (TVIP)
  • A Mexico tourist card (Forma Migratoria Múltiple, or FMM)
 

fried1765

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Kubota L48 TLB, Ford 1920 FEL, Ford 8N, SCAG Liberty Z, Gravely Pro.
Nov 14, 2019
7,843
5,066
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Eastham, Ma
NO! They would have New Hampshire insurance since they have New Hampshire registrations on their vehicles. That insurance would cover them in all the states that they would drive through. Every automobile policy has a clause that if your basic insurance isn't enough to cover the statutatory minimum of the state that you are driving in, then the policy limits will increase to meet the state minimum insurance requirements of that state. If the policies didn't have this clause, then there would be a lot of confusion about insurance in every state. If you read your policy, it will also include covering your automobile while you are driving in Canada, but not Mexico. If you enter Mexico with your automobile you must purchase a Mexican insurance policy.



Misstatement on my part.
I intended to say: I must assume that NH cars I see around here over the Summer, must have insurance purchased at their NH residence that complies with MA law.
 
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WFM

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L3800
Apr 5, 2013
1,342
671
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Porter Maine
When I used to visit a girlfriend in NC we would travel around and sightsee and go into Tennessee many times and she would always tell me Tenn drivers aren't required to have insurance so becareful.
Buy that was 10 yrs ago.
Maybe now things have changed.
 
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ctfjr

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L3800HST
Dec 7, 2009
1,879
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central ct
. . . . As far as driving in other states, drivers license and vehicle registrations are reciprocal among all states in the country no matter how different they are from each other.
Really?

We are going to FL and just found out we need the 'super duper' federal id license endorsement for FL or they won't recognize or regular CT license. . .
 

fried1765

Well-known member

Equipment
Kubota L48 TLB, Ford 1920 FEL, Ford 8N, SCAG Liberty Z, Gravely Pro.
Nov 14, 2019
7,843
5,066
113
Eastham, Ma
Really?

We are going to FL and just found out we need the 'super duper' federal id license endorsement for FL or they won't recognize or regular CT license. . .
WHAT ?????
 

DustyRusty

Well-known member

Equipment
2020 BX23S, BX2822 Snowblower, Curtis Deluxe Cab,
Nov 8, 2015
6,237
4,816
113
North East CT

The Florida Department of Highway Safety and Motor Vehicles has published a list of out-of-state license classes that are invalid as of July 1 in accordance with Senate Bill 1718.
Each of the five states has classes of licenses that are invalid, including “limited purpose driver’s license,” “limited purpose instruction permit,” “limited purpose provisional driver’s license” and “not valid for use for official federal purposes” for Hawaii.

Read more at the link provided. I believe that if your CT driver's license has the gold star in the upper right-hand corner, you are OK since that indicates that you have already proven your legal residence in the state.


How do I know if my CT driver's license is enhanced?


Connecticut's REAL ID driver's licenses and identification cards have a small star in the upper right corner to indicate that it meets federal regulations that establish minimum security standards. The upgraded REAL IDs will be required starting October 1, 2020.
 

WFM

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Premium Member

Equipment
L3800
Apr 5, 2013
1,342
671
113
Porter Maine
Here in Maine I opted out of getting the Real ID
As I have a valid passport.
How Fla can view a valid driver's license for several states as Invalid is insane.
 

Bearcatrp

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BX1880 with loader, mower and 3 point
Mar 28, 2023
630
340
63
Minnesota
Here in Maine I opted out of getting the Real ID
As I have a valid passport.
How Fla can view a valid driver's license for several states as Invalid is insane.
Why? Florida doesn’t want the illegal scum in their state. Don’t like it, don’t go there.
 
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