In the northeast US, its not uncommon for a yard or street sugar maple to be 200-300 years old or more. They were there when the house or road was built, and been there ever since.
Over time, they can go through hurricanes, tornadoes, heavy early/late snows with leaves on, wires were hooked to them, signs were hung, cars hit them, soils get compacted, they get paved around, road salt....you get the picture.
When they get damage that allows water and fungi spores, etc. to get into the heart of the tree, over time they will fall apart. Especially if they are very old, and stressed from their environment.
Within 100 feet of my front door, we've lost 2 monsters in the last few years - one 4 foot and one 5 foot diameter at stump.