When using the Kubota Zero financing will I be expected to purchase Insurance at a premium? If so would it be better to go through my agent? What types of things should I cover myself for. What types of things might be Overinsured?
If I am not mistaken, the Kubota ins. covers a lot of things, WHAT I am not sure of , let say you are hauling it during the 5th year, and it rolls off the trailer and totals the machine......When using the Kubota Zero financing will I be expected to purchase Insurance at a premium? If so would it be better to go through my agent? What types of things should I cover myself for. What types of things might be Overinsured?
I believe you get reimbursed market price for it OR original cost $$ towards a replacement.If I am not mistaken, the Kubota ins. covers a lot of things, WHAT I am not sure of , let say you are hauling it during the 5th year, and it rolls off the trailer and totals the machine......
what do you get exactly back???? A new one, or value of old before it took the plunge ! gonna guess the latter!
On the BX series if I recall correctly .....the ins was about 200 a year .....or 1K over the five of the note.
Kubota WILL mandate it - unless you can provide otherwise to their liking!
That is not true. It depends on your policy. On mine for years it covered anything as long as it was on my land and I added a rider to it when I got my new tractor which covers me anywhere I take any of my toys. Even covers my dozer off property which includes hauling it on a trailerHomeowners will only cover theft, fire or accident on my property. Very limited.
Kubota covers everything anywhere for life of the loan.