I pay off my business credit card every week, since I use it for business. My credit score changes every week, depending on how much I owe on the day that they do the reporting since I personally guarantee my credit card account. Last week, I made a payment to clear the balance for March 1st, and my automatic payment also pulled money from my checking account. Now I have in excess of $2000 positive in my credit card account. It will only take a day or two to bring that down to a 0 balance, and then it will start climbing up again. On Friday, I will pay it off again, and the cycle goes on every week of the year. It must drive the credit reporting companies crazy, and my score goes in wild swings from 840 - 860. Never got a rating higher than 860, but I Henro, I own everythng that I have, and owe virtually nothing to anyone. In business, 30 day credit is needed to keep merchandise moving in and out. When we had to shut down for Covid, all debts were paid immediately. When we reopened, the cycle repeated. That is life in the business world. Almost all business's run on credit.