^ Exactly.
The biggest thing is leaving the 3pt hitch in the up position when not using, with weight on it, puts a lot of stress on the hydraulic piston that operates it.
If the 3pt won't go down any more it is hitting a mechanical limit but there is no pressure left on the piston.
Plus, how much pressure the piston sees while holding something steady, is nothing compared to what the pressure can spike to when you hit a hard bump while holding something. So the hydraulic piston/cylinder/seal should be capable of holding far more than what it is set (through relief valve) to be able to lift, because it has to be able to lift that AND hit reasonably hard bumps without breaking.
Messick's did a video on their youtube channel a while back about how not to use a grapple that was related to this. I think he got the grapple lid circuit up to 5 or 6000psi in the video. Most 3pts have relief pressure ~1700-2500 from what i've seen.