Any dealers on here? Credit requirements for 0 down 0%

North Idaho Wolfman

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L3450DT-GST, Woods FEL, B7100 HSD, FEL, 60" SB, 743 Bobcat with V2203, and more
Jun 9, 2013
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Sandpoint, ID
Go visit a local dealer as it varies from state to state.
And credit score is not the only determining factor.
 

Shekkie

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LX2610, Virnig 60" Grapple, WoodMaxx TM-86H, Woods 60" BB/72”RB
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Grafton, Ohio
Can anybody tell me what the credit score requirement for 0 down/0% would be?
Thanks
Can’t tell ya’ exactly. When I did the online application it came back in a few minutes and said I was approved. I just assumed that meant I qualified for their offered terms.
 

minthral

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Kubota L47
Nov 22, 2021
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NC
Not a dealer, but short answer is it depends.

When getting a loan, the bank looks at your debt to income ratio. If your income is good and you don't have high monthly payments (and no delinquent history), it likely means you have good credit score. Basically bank wont approve getting a 1k per month loan when you only make 2k per month and already have 1250 per month of loans.