Dan brings up a great point.
I was focusing more on loader operation, but Dan brings up operation of the tractor itself.
Higher engine RPM makes the HST tractor more responsive.
For lack of a better term, an HST can be a little "anemic" at low engine RPM.
I regularly get loads of stone for the driveway. About 20 tons every couple years. With some other stone delivered for foundation purposes, I've probably handled 120(?) tons over the 12 years I've had the Kubota.
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30% of that is distributed with the loader bucket. Have to push into the pile to get a bucket full. Need nearly 100% RPM to help the tractor do that. Rest is pulled around with a box blade.
A loader can be very dangerous. Always keep loads/bucket low. Have a good ballast on the 3-point hitch as a counterweight. For your tractor, 400# or so would work. Could be an implement or a ballast box. I use an implement.
ALWAYS have it in 4WD when working on slopes. You don't have front brakes like a car or truck.
If you go down a slope with weight on the loader, you could lose traction on your rear tires.......if in 2WD you slide down the hill quickly...... Nothing to stop you....
If in 4WD, the fronts will
help slow you down as they're connected to the HST drivetrain.....
As a veteran of 5 hours tractor usage, it's best to start slow and increase as skills improve.
If your location is your zip code, I'm guessing you have some slopes. I used to spend a lot of time in Warrensburg while in college. Visit the area regularly. Love it up there.