Years ago I was on an F150 forum and asked about how to do something and a guy told me to use my Smart Phone to accomplish my goal. I said I didn't have a Smart Phone and he said to get one and it would change my life. No truer words were spoken, can't believe how it has changed my everyday life. Banking, investing, communicating, etc. etc. Knowledge at the tip of your fingers in real time, most of my usage is on the internet and not necessarily with the carrier.