0 down 0 interest for 60 months ending when?

[bobkubota]

My dealer says it ended 6/30/19 but the Kubota build site say end of August 2019. What is going on? Very confusing.

 

[SidecarFlip]

Kubota has offered 0 percent financing in one form or another continuously for years now.

 

[twomany]

be sure to factor in the insurance cost to that 0% interest.

 

[SidecarFlip]

be sure to factor in the insurance cost to that 0% interest.

Insurance cost? I've never used Kubota Insurance. My farm policy covers all the equipment.

 

[Bmbbm]

Insurance cost? I've never used Kubota Insurance. My farm policy covers all the equipment.

Correct. Insurance is required but you can buy insurance from whomever you wish. They offer the 0.0% financing with a ending date to create a sense of urgency to get you to buy now! However like Sidecarflip stated they always extend it. When I bought my BX in 2016 I did it now! To make sure I got the 0.0% financing. If had waited another week I still would have gotten 0.0% PLUS a extended warranty for no additional charge.

 

[Cathy Liebchen]

My dealer says it ended 6/30/19 but the Kubota build site say end of August 2019. What is going on? Very confusing.

its not going anywhere. Note there is a discount for paying cash

 

[dlundblad]

its not going anywhere. Note there is a discount for paying cash

That said, is the 0% interest loan technically still 0%? Lol.

 

[Brick Axelrod]

It’s not going anywhere, it is really 0%. When you add kubota insurance if you add it it will cost more. If you use your own insurance it won’t. If you go to the calculator it will tell you how much the payment is per 1k. Something like $26.00 per k is the payment on the machine.

 

[Keeth1123]

Welp,

Bought my 2650 end of December because the 0% was ending. I mean I needed it and was buying it anyway so wanted to make sure I was getting this deal. Apparently they extended

O well

 

[Stmar]

its not going anywhere. Note there is a discount for paying cash

When I bought mine the cash discount was only $400 and I can make a lot more than that on $30K over 60 months.
I got my insurance, additional $30K with the Kubota listed, on my homeowners policy for a fraction of what Kubota charges, about $75 additional per year. It does have it's disadvantages I am sure, I think it only covers the machine on my property which is no problem for me but if you were hauling it a lot you may want to make sure you are covered in all situations.

 

[tmorning]

Ending never 0% is a marketing gimmick, its already factored into the price upfront. Car dealers do the same