well, finally decided on the L3800 and got a few quotes from dealers around. For a L3800 4wd, HST with foldable ROPS, R4 tires, LA524 loader with 60" bucket, BH77 backhoe was about 28k. Seems like New England has a tad higher pricing anyways, but I figured pricing would be a greater discount from Kubota website than that. Do dealers usually provide a lot of room for dickering? Kubota just upped their financing offer to 60 months 0% for most models so that helps over the 48 months but I'd still like to get the best deal I can.