jay2, my comment would be for you to completely familiarize yourself with your machine.
Talk to the dealer sales and service folks. Read your owners manual. Purchase a Work Shop Manual. Oh ya, it will cost a hundred bucks, but it will tell you everything the shop mechanic has access to, except experience!
Many folks who come to this and other forums are looking for any information they can find about their machine. Some are just looking for a place to hang out, and maybe learn or contribute.
Many of the situations folks are looking for answers are first time posters, who are not familiar with their machine, don't bother to do a search at this forum before they ask a question.... It's just easy to say, "What's my problem, hope it doesn't cost much?"
Some folks are just "worry warts". They have to find something wrong with everything they own, or they're not comfortable in their own skin.
Get knowledge. Quit worrying. Don't go on assumptions.
As a personal situation. I bought my first Kubota in 1980. Dealer delivered it and went over details. I purchased ALL the manuals, including the loader. Paid $4500 for it with a belly mower. Sold it 26 years later for $3200 with 1300 hours on the clock. I did oil changes with filters and fuel filter changes. Replace the clutch one time (and that was "operator misuse"!)
I've got another one I bought in 1985...still trying to wear it out. Nothing but oil and fuel maintenance.
Once again, deal in the truth...not hearsay, or superficial problems.