HEY... I'm in the process of getting a loan and want to get a 2013 B2620. I know I want the FEL, mid mount mower 60" deck, and the hay bale spear. Those things I'm sure of. I live in upstate NY, I have 5 acres, 3 cows, 1 min horse. Are there any other things that I should consider before buying this tractor??? I am almost 60 and this has been a 5 year journey wanting to buy this type of tractor. I can't believe I'm almost there... this will make life so much easier. Thanks guys...