We have the L3800 with BH77. We certainly could have done without the backhoe but the price was right for me and it works for our small ranch property- dug out 2 acres of wild rose that had been growing for 20+ years, I use it to move certain items. My job makes it difficult to rent equipment on other's time frame and having the equipment at home for whenever I am ready to use it makes it incredibly handy. If there is a job that I can't handle, we have a farmer down the road that rents him and his equipment for $70/hr and makes short work of big jobs. Thus far there has only been on job that I could handle. We still have spring boxes to build, a cistern to bury, electrical wire to bury, a sprinkler system to put up, trenches to maintain, and culverts to bury and other projects. Currently, it sits in the barn awaiting the next project. If I could do it again, I still would. Some may not need one, but I wanted one for my purposes and it works for us.
If you can afford it and you have use for it, go for it.