when i was young, if it didn't have loud exhaust I didn't want nothing to do with it. I grew up. Now I live about a 1/2 mile or so from a highway. When someone drives by with loud pipes (or no pipes) I hear it. And it is frequent.
I have a neighbor who can't figure out why nobody in the neighborhood likes them. Well, when you've got the boom-boom music as loud as it will go, and your old truck ain't got no exhaust on it, and you're revving and playing music at all hours of the night, you probably ain't making too many friends like that. Especially considering that the neighborhood is mostly older folks.
I'm sure some liberal thinker might blast me for this and take parts out of context but I don't care.
Far as self-reposessing, I'm surprised it's not already being done. Any of y'all ever look at the statistics of repossession? It's eye-opening. I've done repo's for a little while and I could run 24 hours 7 days if I wanted to and never leave the local area. On this subject, buy-here-pay-here (BHPH) dealers often install GPS trackers. I was in on this when I was doing repo's. The tracker would tell me exactly where the vehicle was. I'd show up, hook, and off we go in under a minute. One dealer that I know of that installs the devices....they advertise all the time. Cheaper than anyone else. Then when you go to finance, you get hit with a bunch of fees that are labeled (legally mind you) differently than what you think. You pay for the GPS tracker. Your interest rate can be as high as I think 19% in some cases, and then they also hit you with other fees on top of that depending on your "risk level". Those with bad or no credit? They can pay upwards of 30% with all the fees considered. Many of the financed/sold vehicles are sold, the owners can't pay off the note, and it gets repossessed. Remember, there was a down payment involved. It gets sold (with that down payment), repo'd, sold again to someone else (with another down payment), repo'd, sold, repeat however many times. They can pay for the car in a few repo's from the fees and down payments alone. They make VERY good money doing this. Legally. Sometimes I wonder if that shouldn't change but maybe it's none of my business. I do know the original founder of that particular dealer is sitting in the pen on charges related with the internal revenue service. But the other side of the story is that they (and a lot of other BHPH dealers) provide a service to buyers that they might not otherwise be able to take advantage of given the credit situation. Unfortunately that service comes at significant cost to owners in the form of the many fees and interest rates. Oh, and by the way, if the owner of the BHPH-sold car/truck/atv/sxs/camper pays the loan off, then they get to pay the dealer to remove the GPS tracker device. That's one of the fees. Some say it's a crooked way to do business other say it's a service to less than ideal credit score folks.
by the way repo pays pretty well. I did it as a side gig for about 4 years until I started grounds care for a cemetery. That was much less dramatic and not as many people complaining.
And I saw reference to "stealership". I work for a dealership. Some of these other guys in here do too. If you think dealers are thieving you, you don't have to buy from one. And downtalking dealers in general with that kind of language makes dealer personnel less likely to help you in time of need.
