dirtydeed
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Equipment
B2650 BH77, U27-4R2, BX23TLBM, box blade, rear blade, flail mower, Stump Grinder
Diesel engine sucked up water! Now what?
- Thread starter Teel6060
- Start date
Hello Kubota? I’d like to file a claim on my hydolocked RTV. How? My FIL drove it into the creek. Denied? Why? Oh, damage due to operator abuse isn’t covered.
If the conversation lasted that long.
Why a good wife would fuss about a husband who loaned his RTV to her Father who damaged by inappropriate useage….. is beyond me. SHE should be the one to tell her Dad to “FIx it!”
But… We are All Leaping to Conclusions. It’s in the OP‘s hands as to what to do and how to go about it. I don’t think he asked how to get FIL to fix it…. I think he only wanted thoughts as to why it runs so poorly.
But… We are All Leaping to Conclusions. It’s in the OP‘s hands as to what to do and how to go about it. I don’t think he asked how to get FIL to fix it…. I think he only wanted thoughts as to why it runs so poorly.
When I loan equipment, I accept the risk that it comes back busted. When I let inexperienced people drive equipment on my property (usually because it's fun to do stuff with family), I accept the risk they break it.
Many people would offer to repair or replace if they break stuff. But they're not obligated to. It's a grey area without knowing exactly what happened.
And I agree. The actual question is what might be wrong with it and how to fix it, not whether he should make someone else pay for it. Perhaps the FIL is in fact paying for it, but you still need to know how to fix it.
Many people would offer to repair or replace if they break stuff. But they're not obligated to. It's a grey area without knowing exactly what happened.
And I agree. The actual question is what might be wrong with it and how to fix it, not whether he should make someone else pay for it. Perhaps the FIL is in fact paying for it, but you still need to know how to fix it.
dirtydeed
Well-known member
Lifetime Member
Equipment
B2650 BH77, U27-4R2, BX23TLBM, box blade, rear blade, flail mower, Stump Grinder
dirtydeed
Well-known member
Lifetime Member
Equipment
B2650 BH77, U27-4R2, BX23TLBM, box blade, rear blade, flail mower, Stump Grinder
It's covered under KTAC...pretty much anything short of nuclear war which is why I asked the question in the first place but didn't get an answer.
https://www.ktacinsuranceagency.com/For those doubters out there, copied from KTAC main page. Look at second line from bottom of "Covered Perils":
Protection ON & OFF Your Property, Transportation Included!
Covered Perils Include, But Not Limited to:
- Theft
- Fire
- Glass Breakage
- Falling Objects
- Collision
- Hail
- Tornado
- Hurricane
- Flood
- Vandalism
- Roll-Over (upset)
- Earthquake
- Water Damage
- Infestation
- Loss or Damage by Fraudulent Activities
- Government Action or Seizure by Government Authority
- Mechanical Breakdown
- Wear and Tear
- Nuclear Accidents
- War
- Terrorism
Last edited:
dirtydeed
Well-known member
Lifetime Member
Equipment
B2650 BH77, U27-4R2, BX23TLBM, box blade, rear blade, flail mower, Stump Grinder
So, I'll ask again... Do you have KTAC insurance on this piece of equipment? If you financed the machine, they require insurance. Hopefully you went with Kubota Tractor Acceptance Corporation (KTAC).
So as long as he wasn't running from the ATF under charges of trmerrorism.....It's covered under KTAC...pretty much anything short of nuclear war which is why I asked the question in the first place but didn't get an answer.
For those doubters out there, copied from KTAC main page. Look at second line from bottom of "Covered Perils":
Protection ON & OFF Your Property, Transportation Included!
Covered Perils Include, But Not Limited to:
Exclusions Include, But Not Limited to:
- Theft
- Fire
- Glass Breakage
- Falling Objects
- Collision
- Hail
- Tornado
- Hurricane
- Flood
- Vandalism
- Roll-Over (upset)
- Earthquake
- Water Damage
- Infestation
- Loss or Damage by Fraudulent Activities
- Government Action or Seizure by Government Authority
- Mechanical Breakdown
- Wear and Tear
- Nuclear Accidents
- War
- Terrorism
Looking close at the front of the rtv, it looks like there is a bit of a trail. So the fil may have just followed a trail that had all ready been used by other machines a thousand times before. Plus the rtv may have crossed there before also, just when the water was lower. We just don't know.
Who knows, his FIL might be a terrorist.It's covered under KTAC...pretty much anything short of nuclear war which is why I asked the question in the first place but didn't get an answer.
For those doubters out there, copied from KTAC main page. Look at second line from bottom of "Covered Perils":
Protection ON & OFF Your Property, Transportation Included!
Covered Perils Include, But Not Limited to:
Exclusions Include, But Not Limited to:
- Theft
- Fire
- Glass Breakage
- Falling Objects
- Collision
- Hail
- Tornado
- Hurricane
- Flood
- Vandalism
- Roll-Over (upset)
- Earthquake
- Water Damage
- Infestation
- Loss or Damage by Fraudulent Activities
- Government Action or Seizure by Government Authority
- Mechanical Breakdown
- Wear and Tear
- Nuclear Accidents
- War
- Terrorism
NCL4701
Well-known member
Equipment
L4701, T2290, WC68, grapple, BB1572, Farmi W50R, Howes 500, 16kW IMD gen, WG24
That would also be covered on many equipment policies sold by other carriers. Not all, but many. And yes, insurance pays for stupidity quite often. Intentional damage, no.
I have non-KTAC coverage on my Mule and my L. Different policies on both, but either would pay for the OP’s scenario so long as it wasn’t intentional.
I have non-KTAC coverage on my Mule and my L. Different policies on both, but either would pay for the OP’s scenario so long as it wasn’t intentional.
Well then, that might explain why folks mention the cost of it at times. That’s Wonderfull. I’ll wait for the OP to let us know it’s covered.
dirtydeed
Well-known member
Lifetime Member
Equipment
B2650 BH77, U27-4R2, BX23TLBM, box blade, rear blade, flail mower, Stump Grinder
OP never answered if he had any insurance at all. So, you're guess is as good as mine.