what do you weekend warriors use for tractor insurance?

[fried1765]

Reread the original comment, it's pretty self explanatory.

You were suggesting it being somewhat likely, that someone was blowing smoke up my ass, without my having researched the issue.

 

[North Idaho Wolfman]

You were suggesting it being somewhat likely, that someone was blowing smoke up my ass, without my having researched the issue.

I never said ass!

 

[fried1765]

I never said ass!

Of course you did not,.....but the intent is very much there.

 

[North Idaho Wolfman]

Of course you did not,.....but the intent is very much there.

And your intent of this line of quizzing me????

 

[The Evil Twin]

And they said???

As long as it is personal use on a property that I own, or an adjacent easement (my driveway through other properties) I'm covered. It is the same deductible as anything else under that policy. Replacement coverage still applies just like with tools, equipment, jewelry, firearms fishing gear.

 

[McMXi]

I have an umbrella policy, but it's to cover personal liability in the event that other policies don't provide enough coverage for damages being sought by a third party. It's not intended to cover personal property, only personal liability. Personal property is covered with home, car, tractor, boat insurance policies etc.

In short, an umbrella policy covers personal liability when the amount of damages exceeds amounts covered by other policies.