Insurance in Canada for Kubota Tractor

[rain7man]

I have a new Kubota tractor and implements, i looked into insurance for theft and my insurance people are quoting $ 1000.00 per year. Has anyone heard of a more reasonable insurance company?

 

[michigander]

GP outdoors , did a video last year

I may have wrong link

 

[G.rid]

Mine is though Intact. They were the only company my broker could find to cover it. I believe I'm paying $260ish a year.

Personal use only, not commercial. I can still drive it down the road to do work at the neighbor's but for trade only.

 

[mikester]

I think the going rate is around $100 per $10K insured value. Tractors usually go under your home/farm policy. Call around to your local mutual farm insurance companies for competitive quotes. Your insurance rates depend on where you live.

 

[GreensvilleJay]

I'm 'assuming' it's covered under my house policy, same as my lawn mower and 15 year old TV. I still haven't got a 'covid19' cheque from them though......

 

[Thunder chicken]

i'm in Ontario, i understand every province may be different......

I'm at about 460/yr for the tractor, for replacement value (fire theft etc) It had to be combined with a commercial business policy however. I did (well, best to cya) need the commercial portion because i use it for deliveries and some landscaping work.
The liability (even personal) nor damage was not covered under my home owners policy.
In ontario from what i could find, you don't need insurance to operate on the public roads.
OP, my policy is with Wawanesa.
Good luck.